HOUSING FINANCE IN NIGERIA: ISSUES AND SOLUTIONS BACKGROUND TO THE STUDY   Housing has been universally recognized as one of the most essential necessities of human life and is a major economic asset in every nation. Adequate housing provides the foundation for stable communities and social inclusion (Oladapo, 2006). Gilbertson et al. (2008) have observed that there is a significant association between housing conditions and physical and mental health of an individual. People’s right to shelter is thus a basic one and the provision of decent housing to all requiring them should be the hallmark of every civilized society and one of the criteria for gauging development. However, the provision of adequate housing in Nigeria and other developing nations alike still remains one of the most intractable challenges facing human and national development. Previous attempts by all stakeholders, including government agencies, planners and developers to provide necessary recipe for so...

IMPACT OF MATERIALS MANAGEMENT ON PROJECT DELIVERING IN NIGERIA BACKGROUND TO THE STUDY    The Nigerian building and construction industry continues to occupy an important position in the nation’s economy even though it contributes less than the manufacturing or other service industries, (Aibinu and Jagboro, 2002). The contribution of the building and construction industry to national economic growth necessitates improved efficiency in the industry by means of cost effectiveness and timeliness, and would certainly contribute to cost savings for the country as a whole. It is also common knowledge that the implementation of the construction project in the industry is usually accompanied with poor quality delivery and delivery time delay and cost increase as well as owner dissatisfaction (Hafez, 2001). Thus, the efficient use and management of material have an importance influence on a company's profit and can delay project construction (Abdul­ Rahman and Alidrisyi, 1993). ...

THE IMPACT OF CLIMATE CHANGE ON GROUNDWATER BY STUDYING CLIMATE PARAMETERS OF THE SOIL AND ATMOSPHERE INTRODUCTION   Water is indispensable for life, but its availability at a sustainable quality and quantity is threatened by many factors, of which climate plays a leading role (IPCC, 1995). Groundwater is the major source of drinking water in Africa and has a rapidly expanding role in irrigation to combat growing food insecurity. This module deals with both the impact of climate change on groundwater resources, It is important to recall the global extent of climate change, and to consider the impacts on the scale of the global hydrologic cycle. Of Africa’s population of 1 billion, roughly 60% live in rural areas. Around 80% of them rely on groundwater-based community or household supplies for domestic and other water needs (WHO/UNICEF, 2008). Currently there are more than 300 million people in Africa without access to safe drinking water, many of whom are amongst t...

EXAMINATION OF THE TREND OF RAINFALL AND TEMPERATURE IN WARRI, DELTA STATE.   INTRODUCTON The evidence of Rainfall and Temperature trend is recognized by today’s world as one of the important environmental problems that affect humanity.It refers to a serious and continuous change in weather pattern, largely attributed to the emission of greenhouse gases such as carbon dioxide, methane, nitrous oxide and water vapor by humans, mainly produced from thetransport, agriculture, manufacturing and energy sectors of the economy. Recent changes in climate have led to warmer temperatures, heavy rainfall, drought, and floods etc. (AkinsanolaandOgunjobi, 2014).Therefore, the knowledge of climate variability over the periodof instrumental records and beyond on differenttemporal and spatial scale is important tounderstand the nature of different climate systems andtheir impact on the environment and society (Oguntunde et al . 2012). Climate variability is the variations of the no...

ENVIRONMENTAL POLLUTION IN NIGERIA: ISSUES AND SOLUTIONS  INTRODUCTION 1.1   BACKGROUND TO THE STUDY Nigeria, located in West Africa, has a total land area of 983,213 square kilometres. Presently, its estimated population is over 150 million people (World Bank Population figures) yielding an average density of more than120persons per square kilometres. Industrial activities, in its modern forms, are relatively recent in the history of Nigeria’s economic development. During the pre-colonial period, Nigeria featured considerable craft industry as modern factory activity was then not known. With the advent of the Second World War and its aftermath, the economy of Nigeria changed tremendously and there were demands from Europe for industrial raw materials. With time, due to the low technological base, industrial development took on the assembly-type pattern of import substitution (Wikipedia, 2015). However, political self determination since 1960 did provide the opp...